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Full Definition of Standard Of Deferred Payment A standard of deferred payment is the accepted way (in a given market) to settle a debt. For example, while the gold standard reigned, gold or any currency convertible to gold at a fixed rate constituted such a standard.
Deferring your loan payments doesn't have a direct impact on your credit scores\u2014and it could be a good option if you're having trouble making payments. Putting off your payments can impact your finances in other ways, though.
What is a Payment Deferral? A payment deferral brings your mortgage current and delays repayment of certain past-due monthly principal and interest payments, as well as other amounts we paid on your behalf related to the past-due monthly payments.
Even during a crisis, you must contact your lender and request deferred loan payments. If you start making late payments or skipping them entirely without notifying your lender of a problem, your credit may be impacted and your loan could be considered in default.
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