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Harley davidson gap insurance refund 2026

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The document is a GAP Cancellation Request Form from American Heritage Insurance Services, a subsidiary of The Allstate Corporation. It outlines the necessary steps and information required for customers to request the cancellation of a Guaranteed Asset Protection (GAP) waiver, including sections for dealer and customer information, reasons for cancellation, and required signatures.

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Click ‘Get Form’ to open the Harley Davidson GAP Cancellation Request Form in the editor.
Begin with SECTION A - DEALER INFORMATION. Fill in the account name, today's date, address, city, state, phone number, and fax number. Ensure all fields are completed clearly.
Proceed to SECTION B - CUSTOMER INFORMATION. Enter your last name, first name, customer contact number, GAP waiver number, and the last six digits of your VIN number.
In SECTION C – REASON FOR CANCELLATION, check the appropriate box for your reason. If applicable, attach supporting documentation such as proof of repossession or customer correspondence.
Finally, complete SECTION D – SIGNATURES. Obtain necessary signatures from dealership personnel and yourself. Also include the cancellation date.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Is gap insurance automatically refunded?

Once you cancel your policy and request a refund, it typically takes between four and six weeks to receive the money. You have to ask for a GAP insurance refund. Most insurance companies dont automatically offer them.

Does gap insurance give you your down payment back?

Gap insurance will only cover what is left on your loan after an insurance company pays out. In other words, no, it wont cover the down payment you made initially because it wasnt part of the loan amount.

How does a gap insurance payout work?

When your loan amount is more than your vehicle is worth, gap insurance coverage pays the difference. For example, if you owe $25,000 on your loan and your car is only worth $20,000, your gap coverage covers the $5,000 gap, minus your deductible.

How does Harley gap insurance work?

If youre a customer, you can log in to file a claim, or call us at 800-242-2464 and talk to a knowledgeable motorcycle claims specialist.

Do you get a refund from gap insurance?

H-D Guaranteed Asset Protection (GAP) Who pays the difference or the gap between your insurance company and your loan payoff? You do! Harley-Davidson GAP pays the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $35,000*.

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What is the phone number for Harley-Davidson gap insurance?

New motorcycles depreciate quickly, and if you owe more on your motorcycle than its depreciated value, GAP insurance could bridge this gap. For older model motorcycles with lower outstanding loans and slower depreciation, GAP insurance may not be as necessary.

Does Gap do full refunds?

Refunds do require proof of purchase to, so include the invoice mailed with your item. There is no cost to return items to GAP, you can send them back free of charge - and you have 45 days from purchase to send the items back. You can return items instore as long as your item is not marked as mail only.

Harley davidson gap insurance refund 2026

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