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What happens next? As soon as we process your returned item, we refund the purchase amount to the original method of payment, such as the credit card used. If the refund is applied to your credit card, your credit card company may take up to 10 additional business days to post the refund to your account.
When you cancel your GAP policy early, youll receive a GAP insurance refund reimbursing you with a portion of your unused premiums. This usually occurs after you repay your loan, or if you sell or trade in your vehicle before you pay off your loan.
Harley-Davidson GAP pays the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $35,000*. Plus, your insurance deductible may be covered up to $1,000.
If you take out a 24-month loan and pay it in 20 months, you can receive a gap insurance refund equal to four monthly premium payments. You can take the advance payment and calculate the average monthly premium to determine the refund amount.
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