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hello my names guy neighbors Im the director of advocates for justice paralegal service I specialize in non-conventional foreclosure defense documents and strategies today were going to talk about property taxes and after legal but before we get to that I want to talk a minute about the one question I get asked the most people want to know why the bank is refusing to work with them to help them figure out a way to avoid foreclosure people must understand the bank took out mortgage insurance at signing and they cant cash in on that insurance until they sell your home at the auction for a loss once they sell your home they get to collect on the insurance for the full amount so any proceeds from the sell of the home would be icing on the cake are you paying property taxes on your property is there a law requiring property owners to file their property deed in the county recorders office wheres your property reclassified for the sole purpose of taxation his property taxes illegal und