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In this YouTube video tutorial, Kenny J, the insurance guru, welcomes viewers to Kenny JTV and discusses his direct appointment with a major insurance carrier. He talks about the challenges of receiving direct appointments from bigger companies when starting an agency and emphasizes the importance of building a book of business to meet premium requirements. Kenny J shares his experience with direct appointments for homeowners insurance, auto insurance, and commercial insurance, highlighting the significance of gaining the trust of insurance companies to secure direct appointments.