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theres a free way to get your real credit scores and today Im gonna be breaking down exactly how you can go about doing it this is something thats gonna be key for you knowing exactly where you are and your credit journey and knowing exactly what the lenders or the banks are gonna see anytime they try to pull your credit hi my name is Tommy bow boy your credit and personal finance coach this is your first time on my channel I just want to go and say welcome on the Shen Im gonna be talking about credit and how to be able to achieve your financial goals so thats something that interests you be sure to hit that subscribe button down below other than that lets going to jump back into the material first I kind of want to jump into how the credit score is actually works a lot of people think that your credit report just comes with a credit score and thats not really how it necessarily works now your credit report is just a basically a bunch of information thats been aggregated toget