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good afternoon ladies and gentlemen welcome to this 15-minute education program my name is jennifer cyrifos and i see a number of you that have joined i am so glad that you were able to join me today i am the ceo of the surface consulting group putting on this presentation and today were going to cover what you need to know about business associate agreements at the end of the presentation i will cover your questions if you notice on your sidebar when you logged into the webinar there is a chat area feel free to go ahead and type a message directly there theres other issues that you run into on whether or not you can hear me or if the slides are not progressing please also send those messages through the chat feature as i am not answering my cell phone right now so with that lets go ahead and get started again only in 15 minutes for those of you who are familiar with my presentations this is going to be a whirlwind as i do have a tendency to talk but i also do have a tendency to tal