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The difference between settling an affidavit and drafting a pleading is significant. Drafting a pleading involves writing a statement of claim or a reply, which is usually a defense with a counter claim. It is important to remember that pleading is not begging for forgiveness but informing the court about your position. In contrast, drafting an affidavit involves making a sworn statement of facts. It is crucial for both lawyers and non-lawyers to understand this distinction.