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[Music] hey everyone and welcome to my channel for those of you who are new here i basically discuss property related matters and aim to inform people about the complicated world um real estate in the uk todays topic is lease extensions ill be covering what at least extension is why you might need one and how to go about getting it done and ill be focusing mainly on flats not houses because there are houses in the uk that are leasehold disclaimer this isnt property advice and always remember to consult a professional when making any financial decisions right lets dive straight into it so number one thing people need to remember is that when you buy a flat in the uk the chances are it will be a leasehold property and therefore its a depreciating asset because you only own it you only own um the right to occupy a space for a fixed period of time now some examples of typical kind of lease terms are 99 years from lets say 2006 or 125 years from 1980 and when the lease gets to zero