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The neighborhood where an average American is born and raised can predict their future wealth and social mobility. Poor black individuals in segregated environments face challenges in employment, credit scores, and housing, hindering their upward mobility. Segregation in the early 20th century led to the concentration of black communities in urban centers without reparations from slavery. In the late 60s and 70s, black enclaves in cities like Detroit and Cleveland emerged, further shaping the economic disparities faced by these communities.