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Commonly Asked Questions about Legal Modifications

Removing and replacing seats, changing the pedals and the steering wheel are all considered to be key modifications that need to be reported to your insurance provider.
Popular aesthetic modifications include adding body kits, changing the wheels or tires, adding spoilers or side skirts, and painting the exterior of the vehicle. Performance modifications include alterations to improve acceleration and handling, such as replacing engine components or adding performance exhaust systems.
Engine modifications are legal if they use EPA-certified or CARB-exempted parts that do not negatively impact emissions. Exhaust modifications are allowed if they do not amplify the sound beyond factory levels and meet decibel limits.
Not all modifications may be legal in your state. Some may void your vehicles warranty. Poorly executed modifications can compromise the safety of the vehicle and its occupants. The quality of aftermarket parts and installation varies.
modification. n. a change in an existing court order or judgment made necessary by a change in circumstances since the order or judgment was made or to cure an error.
Here are some of the most popular car modifications, and all of them need to be declared to your insurer: Engine. Some motorists take great pride in tuning their cars engine but it will almost always lead to a rise in premiums as youre improving the performance of the vehicle. Wheels. Sat nav. Tinted windows. ECU.
Whats defined as a car modification? In general, any vehicle enhancement not made at the factory is considered a modification and requires custom vehicle insurance. Common modified or custom elements include: Aesthetic modifications such as chrome bumpers, special lights, custom paint jobs, and new stereo systems.