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so how do you start the settlement process youre an injured worker you dont have an attorney forget this workers comp system i want to settle my case and i want to do it right now how do you start that process if you dont have an attorney it really is as simple pick up the phone call the adjuster and say i want to settle see where it goes from there so theres nothing special thats required youre allowed to just call the adjuster and talk to him or her about your case assuming that you dont have an attorney and they dont have an attorney if you have an attorney you cant call the adjuster the adjuster is not going to take your phone call you have to call your attorney your attorney calls their attorney or the adjuster it goes that way if you dont have an attorney but the insurance company does you have to call the attorney for the insurance company youre not allowed to call the adjuster anymore they have representation so lets say simple world you dont have an attorney insu