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When trading with cash in a brokerage account, it may not be clear when you will have full access to the cash after selling a stock. The balance in your Cash available for withdrawal may not be immediately updated after a sale. This is because there is a two-day lag time between the transaction date and settlement date for equity trades. For example, if you sell a stock on Monday, you won't receive the cash until Wednesday. It is important to understand this settlement process to distinguish between settled and unsettled trades.