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PCI DSS, the Payment Card Industry Data Security Standard, was created to improve cardholder data security worldwide. It applies to all entities that handle cardholder data, including merchants and service providers. Failure to comply may result in financial penalties or loss of card payment acceptance. The standard was established in 2004 through collaboration among major credit card brands. Organizations accepting credit or debit cards must adhere to PCI DSS based on factors like size and transaction volume.
