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hello Im Angie Moreschi the important question now is how can you use to produce the note strategy to help you save your home attorney John Yan Tunis is joining us today to help give you some tips on how to proceed John thanks for joining us thank you well first question here is this something that anybody facing foreclosure can use everybody should use it everybody should put the lender to the task of establishing that it owns the debt that it claims that you owe to it now is there a good indicator I noticed as Ive looked through some of the mortgage foreclosure complaints that the lenders file with the court some of them actually have these counts in them that say re-establishment of note and then the wording is actually the mortgage note has either been lost or destroyed and the plaintiff is unable to state the manner in which this has occurred theyre admitting that they lost or destroyed the note well obviously thats the most exiting the best sign available that the lender does