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okay so heres a warning about a scam via text which has just come through today on my phone it claims to be from hsbc saying a new pay was set up on your account at 1305 if this was not you please visit our secure link to cancel and youve got a link just here now dont tap or click on that link because that will take you to a bogus hsbc website where basically they will record your banking login details and enable themselves to log in as yourself or it could actually put a virus on your computer or tablet or phone so if you get this then please ignore it if youre not sure whether its genuine or not and im 99.9 sure its not genuine then just ignore this but log on to your bank if you are an hsbc customer log on by going to the app or the website do not click on any links like this and check there if there is anything they need to tell you then usually they will tell you as soon as you log in to the account or else you can check in your payee section or you can contact the bank by