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jay-j the CPA here lets talk about this unprecedented paychecks protection program loan as it relates to having it forgiven so watch my other videos on how you get this loan and how you determine how much youre able to borrow but the thing to note is the qualifications and the factors and the calculation of how to get the loan how to arrive at the amount of loan once you have that loan okay the things that were getting ready to talk about have nothing to do with what you used for the information to get the loan know this when you get those loan proceeds if you use it for payroll payroll taxes doing the employer retirement match paying for employees health insurance rent utilities and then in the name business loans mortgages in the business name thats getting this loan if you use those loan proceeds for those amounts those would be qualified expenses to the extent that you used your low loan proceeds for those qualified expenses the loan is not paid back you borrow 75 thousand doll