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A web or graphic designer retainer agreement is a contract that outlines the terms of services between a designer and their client, including details on upfront payment. Using a retainer provides benefits such as guaranteed availability of the service provider and assistance with upfront costs. The retainer can be a portion or the total estimated service charge. If the designer requires more time, the client will be billed for additional costs. Conversely, if the work is completed before the retainer fee is fully used, any unused funds should be returned, unless specified otherwise in the contract. The agreement should contain essential details, including the names of the parties involved.