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Edith from Houston, Texas, called into the Dave Ramsey show to ask about a tractor purchase made with insurance included. She and her husband paid $26,000 for the tractor, with $2,000 going towards insurance through Kubota. When trying to make the last payment, Edith was informed that she would need to upgrade her insurance or get a second policy. Dave clarified that the insurance they purchased was for repairs, not theft. Edith likely bought an extended warranty, not insurance for theft, which would be covered under a separate policy.
