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In this video tutorial, we will be exploring the mystery of credit reports. We will learn about the information contained in your credit report and how it impacts your credit score. You will also understand your rights and responsibilities in maintaining, protecting, and improving your credit standing. There are three major credit bureaus in the United States: Equifax, Experian, and TransUnion. These bureaus gather data from various financial institutions and organizations, reporting account activity on a monthly basis. They also collect information from court records, bankruptcy filings, and county records to compile a comprehensive credit report.
