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This tutorial will help you understand the information included in your credit report, how it is used to determine your credit score, your rights and responsibilities in protecting your credit, and tips for improving your credit standing. There are three major credit bureaus in the US - Equifax, Experian, and TransUnion - that gather data from various financial institutions to compile your credit report. They also collect information from court records, bankruptcy filings, and other sources to provide a comprehensive view of your credit history.
