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The email is legitimate and not a scam. It is related to the Equifax data breach settlement, offering free three-bureau credit monitoring for four years. The settlement was delayed by appeals but is now in effect. Enrollment must be completed by June 27, 2022, and the email will come from EquifaxDataBreachSettlement.com. Scammers may try to copy the email, so be wary. The credit monitoring is free and lasts for four years due to the Equifax data breach that occurred nearly five years ago.