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hi its Natasha with the Natasha Hernandez team from Keller Williams Realty today we are going to talk about why its important to get a pre-approval letter before buying your home [Music] people always ask me Tasha why is it important that I get pre-approved why cant we just go look at a home well simply because its important to know whether you have a conventional FHA USDA or VA loan and what I mean by that is each loan type has different requirements in order to get to the closing table for example you know if they see peeling paint if they see holes in the wall the size of your fist sometimes theres missing steps or theres not a handrail so a lot of times those criteria need to be met in order to buy the home certain sellers are unfortunately not willing to make those requirements met so then we need to move on to the next house having a pre-approval letter will also allow for us to set up a search that is customized to your needs and wants and to the amount at which youre bei