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today on your money your wealth the Trump tax cuts are slated to sunset in 2025 but the house has passed the GOP bill to make them permanent and life insurance settlements or death bonds are being offered as a solution to senior bankruptcies Joe and Big Al also answer a whole slew of your email questions including but not limited to whats the best Roth conversion strategy to avoid a tax bracket jump given that recharacterization and forever in oh six days from the release of this episode the fellas have four different options for you with a caveat will the IRS take vikas out of those conversions whats the deal whats required minimum distributions qualified charitable distributions and Roth IRA rollovers plus Joe and Big Al go off on self-directed IRAs here they are now Joe Anderson CFP and big out clopin CPA hey right now hot off the press there bud whats going on well this is on Thursday the House passed the GOP bill to make the new tax cuts permanent permanent permanent so we kn