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weve got some breaking news to share for you now regarding the federal reserve out with its long awaited white paper just moments ago laying out the pros and cons of a central bank digital currency for more lets go to yahoo finances jennifer schoenberger so jen im wondering if bitcoin has to worry about some new competition anytime soon from the fed hey there alexis yeah thats right the fellow reserve out with its long-awaited paper detailing the pros and cons for a central bank digital currency the federal reserve does not come to a conclusion on the digital dollar but has a long list of benefits and risks among the pros for adopting a central bank digital currency it would support faster and cheaper payments including cross-border payments it would expand consumer access to the financial system particularly for lower-income americans and would preserve the status of the us dollar as a global bank uh reserve currency now on the risks side uh banks rely a lot on deposits and adopt