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[Music] thanks for tuning in to the leadership beat of Bates Communications original podcast series exploring leadership trends and inspiring leaders to innovate and think differently [Music] hi everyone and welcome to the leadership beat Im Jacqueline Brett netsky director of leadership coaching at Bates and today Im joined by Pat Murphy CEO of John Hancock retirement the u.s. retirement business of Toronto based Manulife welcome Pat thanks Jacqueline good to be here great to have you here no I think Id like to give a brief introduction so our listeners know a little bit about you and so a little bit about John Hancock first as of the end of last year 2019 John Hancock serviced over 50,000 retirement plans with over 2.8 million participants in over 181 billion in assets under management now about you Pat Pat has enjoyed a terrific career over the past 30 years in the retirement plan market working for well-known companies like Putnam Investments American Express and New York Life