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[Music] when writing a business owners policy you will have the following six items included in every policy there may be more things but there will never be less than these following six items when writing a business owners policy and prior to giving you the six items that will always appear in this type of policy i want you to know that its automatically assumed that anything explicitly or specifically excluded in a policy will obviously not be covered so instead of saying that for each one just know that as i talk about each area of coverage if there is a specific exclusion it is not covered unless its specifically excluded and these are the six things that you will find in every business owners policy the first one will be building coverage and building coverage the policy covers the value of appliances the building itself or pieces of equipment that are damaged or destroyed next after building coverage is personal property coverage under this part of the policy you are ensur
