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the united states might be on the brink of creating a digital dollar in march president biden signed an executive order tasking federal agencies with exploring crypto regulations including the development of a central bank digital currency president biden will sign this executive order today now this order calls understanding how a central bank digital currency might work urgent the u.s isnt alone a growing number of countries are looking into digital versions of their currencies more than 100 countries representing more than 95 of the worlds gdp are looking to create their own digital currencies proponents of cbdc say a digitized currency can provide more access to the unbanked allow for faster transactions and reduce illicit activities but there are also concerns unlike cryptocurrency cptcs are centralized they are issued and controlled by government entities just like fiat currency in unstable or authoritarian countries that could lead to currency manipulation theres no governme