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hello my names charles de lastic im the managing director of bluebond tax planning ive been helping clients avoid inheritance tax as an iht specialist for more than 18 years and todays video is around deeds of variation and where they can help people so quite often you get people die unfortunately intestate where they havent even done a will sometimes the will and the way the assets are being distributed doesnt suit the beneficiaries the children the spouse etc there are also some quite docHub inheritance tax savings to be utilized um by utilizing a late persons um allowances if they are married when they die um so theres a number of docHub advantages to doing a deed of variation and this video is all around what those are and how you can utilize them [Music] okay so todays video is around deeds of variation where they can be used how they can be used and what the benefits are so a deed of variation is altering a persons will now if a person dies intestate interest