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To obtain a lien release for a vehicle title, you need to identify the lender or lien holder listed on the title. The DMV will only issue a replacement if the correct name is provided, regardless of payment status. If you are the owner, simply go to the DMV for information. If not, you may need to find out the lender's name through a different process. Just because the loan is paid off, the bank may not have notified the DMV.
