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travis is in jacksonville florida to start this hour off whats up with you travis uh hey dave and anthony pleasure to speak with you guys you too how can we help um ive been listening to you for about a month now and i feel like i have a decision to make um apparently the only debt i have is on my truck i have about 20 000 on it and ive got 20 000 sitting in a cd that i moved out of my roth a couple years ago kind of a dumb decision i realized that now but i wasnt making anything at the time with the credit union that im at and so i have another 20 000 in my savings so i have my three to six months um emergency fund saved up and your trucks your only question is yeah so i guess my question is should its only been in the city for two years should i go ahead and pull it out of there and just pay the truck off its not in a its not in a roth ira today its just in a cd and youve already paid whatever penalty or taxes you had to pay right um it was moved from a roth ira to a roth