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most business owners and entrepreneurs get automatic denials when trying to go at their business credits and trying to get access to business loans because theyre trying to shotgun applications with different credit unions and Banks heres why thats a mistake most of those Banks and most of those credit unions are typically underwritten by third-party servicers so Ill give you an example if you went out right now to five Credit Unions itll probably get underwritten by a company known as Elon Financial when that application hits Elon financials desk its hitting the same lending pool and so if you were denied for two applications guess what happens for the remaining three youre most likely going to get denied and so rather than just shotgunting a bunch of applications which is going to get your business to be considered as credit fishing which is not a good thing you want to think more about quality of the banks and Credit Unions that you go out there versus the quantity of appli