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personal finance practice problem using onenote coupon savings calculation prepare to get financially fit by practicing personal finance if you have access to onenote would like to follow along on the icon on the left hand side practice problems tab in the 6170 coupon savings calculation tab also note that you might want to take a look at the immersive reader tool and the text files which should have the same name and number and possibly the transcripts that can be translated into multiple languages and either listened to or read in them were going to be using our time value of money calculations our present value and future value calculations to think about the savings over time we might get from the use of coupons as we do so want to keep a couple things in mind one would be how someone might use present value in future calculations in order to basically make an argument and support their argument so for example here if youre talking to someone thats trying to give you or tell yo