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my name is Marc Benson Im the manager of the Investor Services team at the OIC Im gonna be talking about the options caller IDI and your mom briefly touched on it Im going to get a little bit more detailed about what the options collar is and why we use it and then look at it in a couple different ways than you might have originally thought before we do the disclaimer that everybody has seen options involve risks may not be suitable for everybody to keep things simple today were not going to be talking about commissions and fees and things like that and then also the strategies and concepts that were going to be looking at are simply from an educational standpoint not being a direct recommendation by oh I see oh I see again we provide free and unbiased education we do that mainly through our website options education org weve got online courses podcasts videos we do a live webinars twice a month and then quarterly were doing live in-person sessions around the country as well th