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i just got 148 000 margin call because of a credit spread and ive always talked about this here on the channel but ive never actually had this happen to me so let me share my experience whenever i first opened my account to a negative 148 000 balance i had a mini heart attack and thats normal but what i didnt expect was that robin hood doesnt make it really easy for you to understand what the next steps are i had got a sign on four call options to sell microsoft at 285 strike price which would have cost me 114 000 in order to buy 400 shares of microsoft but of course i dont have that kind of money so all i had to do in order to fix this issue was exercise the options that i had bought in my spreads because with any type of spread youre both buying and youre selling options and whenever you get assigned early on the options you sold you can just exercise the options that you bought early against them that way the trade balances itself out since youre both buying and youre sel