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some payment gateways will allow you to connect two separate merchant accounts so you can achieve a balance of sales known as load balancing so today im going to go over why you might need this tell you how it works and give you one really important reminder when setting up a load balancing payment gateway account so to start what is load balancing lets define it first its the process of spreading the credit card sales amongst two different merchant accounts while utilizing one payment gateway that is often attached to one checkout page or order form the types of businesses that would use a load balancing payment gateway are often e-commerce businesses with high amount of sales high volume both lots of transactions and high volume as well as companies that fall into a high risk category spreading the risk among two different merchant accounts historically has meant that the risk for the bank goes down thus making it easier for a high-risk business to keep on selling so having a bal