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Wire transfers are commonly used in real estate transactions, with funds sent from the client's bank to the title company's bank via the Federal Reserve. This meets the Colorado good fund statute and ensures immediate availability of funds. The process is efficient and secure, requiring accurate bank and account information. Most domestic wires are completed within two to four business hours, following a review by the sending bank, OFAC, Federal Reserve, and receiving bank. Each bank has different requirements, so clients must ensure compliance for successful transfer of funds.
