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its my pleasure to welcome you here to the Clark Howard Show where our mission is to serve you and Empower you so you make better financial decisions in your life today I want to talk about something thats not about financial decisions its about you as we close in to Christmas the week between Christmas and New Years and Beyond we Americans are spread all over the country and theres a consequence to that I want to talk about with you also you might not expect this but we are in the season or as Im supposed to say tis the season for identity theft Im Going Back to Basics with what you need to know so things have changed so much how we live in America because of Mobility were scattered were scattered from family were scattered from friends and one of the Great ironies of these two weeks leading into Christmas the week between Christmas and New Years and right after New Years is it is a time that we know were supposed to feel joyous and happy and we may not be with our famil