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[Music] title insurance protects you from a lot like federal and state inheritance and estate tax liens when purchasing property from a persons estate the estates representative may have been required to pay certain taxes which could create a lien if that tax isnt paid and the owner sells the property then you as the new owner can one day wake up to find out that the property you bought has a lien on it getting this cleared up costs time and resources but with title insurance these costs and fees could be taken care of