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this is how I saved my $11,000 emergency fund as a mother of three this mini emergency fund has saved me from dipping into my savings or even resorting to my credit card so many times all I had to do was fill these Pockets whenever I had spare change throughout the month and from there I just had to work out my excess expenses aka the money I have left over once Ive budgeted and cash stuffed all of my main expenses for the month