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The discussion addresses concerns about how becoming an expat affects mortgage interest rates. When entering a mortgage agreement, borrowers are required to inform lenders of any significant changes, including relocation abroad. Although many do not report these changes, lenders can choose to adjust mortgage terms or require the borrower to remortgage. The implications depend on the lender's policies, but there are various options available for expats in the mortgage market. Overall, the necessity to communicate one's expatriate status is crucial, and lenders will determine their course of action based on this information.