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As a business owner, it's crucial to have a financial goal in mind. This tutorial provides a step-by-step guide on how to determine your income goal and calculate the number of clients needed to achieve it. Using an example of $100k per year, the video demonstrates using an Excel spreadsheet to estimate needing 15 to 20 clients based on their size and monthly charge. The tutorial includes downloading the spreadsheet for personal use, inputting the income goal at the top and dividing it by 12 to calculate monthly targets.