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welcome everyone i call this meeting the san diego city county reinvestment task force to order at uh one oclock on october 21st 2021. i am san diego county district 2 supervisor joel anderson and im pleased to serve as co-chair of the rtf with the san diego city council member monica montgomery steb this is the fourth and final quarterly meeting of the rtf this year the reinvestment task force is an official joint city county commission it was created to monitor local banks lending practices and promote strategies to increase reinvestment in economic opportunities for low in moderate income communities and historically marginalized people the rtf does this by working to foster increased financial inclusion in advanced economic justice through affordable housing small businesses home ownership consumer education financial counseling and fair access to lending services this meeting today will provide us with an opportunity to discuss uh in information that furthers this work for the