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hi im andy a collection specialist at credit sage and my goal is to help people learn how they can remove ars account resolution from their credit report and in many cases without paying the debt at all so if thats you uh or you know or even somebody you know um im confident that youre going to walk away from this video knowing what the next best step is to take now i want to preface this by saying im not saying that you shouldnt take action now uh for example if you know or believe that ars account resolution actually for that matter any of the accounts on your your credit report are the result of identity theft or you know have a wrong balance after youve already paid or uh you know any major issues that are seriously affecting your life you may be owed a settlement and we work with a network of local attorneys that will work on your behalf at zero cost win or lose in addition to getting the accounts permanently deleted but if no issues like that exist and you just want the a