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[Music] at freddie mac were constantly looking for ways to make it easier for you to do business with us our recent servicing updates are a great example of this lets take a look we are launching a new robust reimbursement tool called payments automated intelligent and dynamic or simply paid in september paid will replace the current reimbursement system providing you with an innovative workflow an easier way to submit requests view reports and get reimbursed for eligible expenses paid is part of our reimagined servicing initiative so our servicers are working smarter not harder if you are servicing freddie mac arms that are tied to the 11th district cost of funds index or coffee weve identified the replacement index for such arms because the federal home loan bank of san francisco will stop publishing the coffee index by january 2022 for coffee indexed arms that will be adjusting based on the index and effect on and after february 1st 2022 servicers will need to use the new enterp