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do you make of the report its interesting timing caroline because the feds been looking at this for quite some time but obviously in the context of the last few days it does make news and the idea that theyre putting out a paper on this is designed to reassure people i think that the fed is deeply involved in studying the issue of whether you want to call it cryptocurrencies or digital payments uh theyre theyre doing that uh what is really unusual is that the feds gone to the extent of releasing a video press release starring jay powell the chairman of the fed uh telling people what theyre trying to do theyre trying to create the fastest payment system possible and they already have that underway in many ways with their fed now system coming online in 2023 and so uh the fed is going to be looking at whether they can assimilate into the digital world and whether they need to heres a quote from uh jay powell to help stimulate broad conversation the federal reserve board will is