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[Music] Bula the national payment system Act was passed in Parliament on 12 February 2021. The NPS Act is a new law designed to support the development of fijis payment system in order to enable fijians to access fast affordable and convenient ways to make and receive payments the purpose of the ACT is to ensure that the Reserve Bank has all the relevant regulatory powers that payment and security systems have a sound legal basis to provide for the digitization of Securities to put in place rules that protect customers to regulate electronic transfers as well as issue new regulations in response to Industry development furthermore the national payment system regulations 2022 provides requirements around the implementation of the ACT simple terms The NPS act gives the Reserve Bank the tools to license and supervise businesses that provide payment systems and services it safeguards the payment system and it enables the modernization of the issuance of public sector Securities for more