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Hello, I'm Ben, former CEO of a debt settlement firm. Today, I'll explain how debt settlement works, including the process and costs, to help you make an informed decision. Many debt relief firms can be questionable, so let's dive in. Ascend Finance simplifies complex topics like debt settlement. We offer a Debt Summit Cost and Alternatives Calculator in the description to help you assess your options. This video will cover everything you need to know about debt settlement.