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n agency offering to pay off a debt in exchange for the removal of negative information from your credit report. Debt collection agencies may be willing to accept a pay to delete letter, providing you with the benefits of improving your credit score. Stay tuned for a bonus at the end of the video. Jay, from Ask a Debt Collector, shares his expertise after 15 years in the industry. He explains the process and importance of pay to delete letters and invites viewers to ask questions in the comments.