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what is a home warranty its a one-year service plan that helps cover costs when parts of your home systems and appliances break down due to normal wear home warranties protect what home insurance doesnt together they help protect your home and your budget it covers things like your ac fridge water heater and plumbing things you may not have the skills time or extra cash to take on heres the best part theres just one name to remember when a covered item breaks down hours submit your service request with american home shield online anytime youll pay a preset service fee and one of our local repair pros will call to set up the best time to come to your house and determine the problem theyll start to work to repair the covered item and if it cant be fixed our team will replace it learn more about american home shield home warranties at ahs.com