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so what is this CD how does it work is that better than the savings accounts is it better than the stock market right and I want to answer all these questions right now now basically if you dont know anything about a CD you probably dont even know what it stands for it stands for certificate of deposit and the way a CD actually works its basically like a bond in a sense but not really right so Im gonna use an example right now so you guys can actually get the illustration in full because this is actually how I learned the most right so for example if my name is Tommy which it is and I walk into a bank and I say hey I need a CD they tell me alright so you know what it is I say no I really dont know what it is they tell me well a CD is basically youre locking in your money for a certain amount of time and because youre locking it in and youre not able to take it out like a check in the counter at savings accounts we give you a higher interest rate on it right so example if I go
